Insurance, an intangible, provides another intangible: peace of mind. Liability car insurance protects you from losing everything if you’re sued for causing a bad accident. How much you need, then, depends on the value of your assets, or what your combined savings and property are worth. It’s highly dependent on your financial situation, so be wary of general liability coverage recommendations you might see. The more you own, the more liability insurance you should have.
There are several things to look for in your homeowner’s insurance. There are gaps in coverage to look for, such as Ordinance, Water/sewer backup, ITV, etc. Please give a call to an insurance member of the community for a full insurance review. There is a lot more to look for in insurance than just price.
Call a community-based insurance agent, and ask specifically to compare the prices and protect you in the event of a loss.